Why BlueBOLT Funding?

619-642-BLUE

Simple. We are San Diego’s Unrivaled Mortgage Broker. We shop the rates so you don’t have to. 48 Lenders in one simple call. So Simple my Mom could do it, sorry Mom! Call or Text us 8AM – 8PM; We just Blue you away. It’s About your Schedule not Ours. The New Way Mortgages Are Done! Your Friend… Devoted to You!

Simple. Different. No Bull$#!+.

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F O U N D E D O N 3 B A S I C

C O N C E P T S

Simple.

Is a long, slow, complicated mortgage process inevitable? We think not! Every process and system we use is designed and refined from the perspective of; how do we make the process easier, better and faster. Ultimately we have found the solution always is, make it simple. Enough said.

Different.

When everyone else is the nail; Be the Hammer. While everyone strives to look and sound “professional”, we strive to be the best version of ourselves, have fun and truly become friends with the people who enter our lives. 8AM-8PM un-heard of from a business, nothing special from an old buddy.

No Bull$#!+.

While we can never guarantee it will always be simple, it is mortgage lending after all, we will work to avoid unnecessary requests for information, and always give a clear cut response to any question or problem that may pop up. In Other Words; No Bull $&#!

Our Story

We See the Big Picture

We Shop the Rates... So You Don't Have To.

We shop your loan scenario through the patented "Loan Sifter" technology to 48 different lenders who bid daily on your specific loan parameters, while your personal data and contact info stays safely with us and of course is never sold. Friends don’t sell friend’s personal information. This way, you get the best rates without having 48 different companies stalking you like the paparazzi!

Our Process

WE’RE LOCAL

We are interested in getting to know you and your plans. We would love to meet you at your home, office, our office, or even your favorite café (our treat!). If you prefer we can get started over the phone or Internet. Shoot us a call or text and we'll talk.

Call us Now!

Devoted to you. We come to You!

Get a FREE Personalized Quote!

We shop your loan scenario through a network of 48 lenders and then give you an accurate quote that you can lock in immediately. There are several factors that affect interest rates: Type of Loan, FICO scores, Loan-to-Value, Debt Ratios, just to name a few. Get a personalized quote in three simple steps, so simple my mom could do it! Sorry Mom. If you want a free Credit Report just answer two more questions. One of our Mortgage Professionals will get back to you with the best interest rate that you can lock today and the best advice on when is truly a good time to lock the rate based on our bond market analysis.

Get A Rate Quote

Our people are like you

The BlueBolt crew are more than great mortgage professionals. We're real people like you. We’re out in the community like you, whether; shopping at the Encinitas Station Farmer’s Market, attending our neighborhood church or cheering on our Padres! We care about the people and the community of San Diego. Working with us, you'll get the experience of a true professional and the advice of a trusted friend.

Glenn Wilbor

CEO “Big Picture Guy”

Our job here at BlueBolt Funding is to create an environment of excellence without taking ourselves too seriously; and I seriously think that getting families into Home Ownership is the key to the American Dream. Home ownership builds communities, builds equity and becomes most family’s single largest and ultimately best investment in their lives. Our goal is help as many people as possible achieve that American Dream. Red White and BlueBolt, Baby!

Meet the Team

Got Questions? About a Complex Loan Scenario

Check out our case studies where we catalog different loan situations and the solutions for each. After 1000s of clients, that we have collectively served in the last five years, chances are that someone else was in the same boat and we got them safely back to harbor. From complex business owners’ refinance loans, to first time home buyers, to trade-up buyers and those re-entering the market after complex problems, we are here to help. That’s what friends are for.

Case Studies

BlueBolt Funding

The Status Quo

The mortgage business has been radically changed since the meltdown in late 2007.
Once the banks realized that mortgages designed for liars was a bad idea, and their competition was wiped out; they decided to ask for as much information as possible. In many cases much more than even FNMA, FHLMC, or FHA required. And believe it or not, in many cases that extra information was just deleted and not even seen by an underwriter. This documentation process put the onus on the borrower to jump through many hoops (that could have been verified by a third party) because it was “easier for the borrower to get it.” “Easier” for whom is the real question?!

The Idea

Make the mortgage process as simple and painless as possible for you! This means hiring the best people to understand how to properly structure the transaction to get it approved the first time. We would have to expand our availability to accommodate your schedule, not ours. We would need to create a network of lenders that allows for the maximum flexibility in product options and underwriting guidelines. We would have to build the best technology and systems to make the process flow in the fastest amount of time, and allow us to shop the loan scenario against the maximum number of potential funding sources.

The Solution

Once we decided what was required then we needed to figure out what the X-factor was, the special sauce. So a different kind of company was created with a whole new concept in lending. It’s called FUN! While the goal of an easy and painless process is important and we strive to achieve that every day, we could never promise that it will be that way every time due to the nature of mortgage lending so what we could promise is that it would be fun! Welcome to the Next Big Thing in Lending, BlueBolt Funding.

Win a House Payment

Personalized Service throughout Greater San Diego

We love this stuff so whether you’re buying your first home, trading up to your dream home, refinancing your investment property portfolio or planning out your daughter’s first home purchase years from now, let’s talk, it don’t cost nothing.

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BlueBOLT Funding